How We Help Those with Bad Credit Secure Financing
Whether it's been a missed payment because of financial hardship, bankruptcy, divorce, or medical bills that have caused your credit rating to decline, we are empathetic to your situation. Our team here is willing to work with everyone who is in need of credit to get approved for an auto loan. When you fill out our secure finance application or talk to our team of specialists here at Stevens Jersey City Ford, we'll work on your behalf to see the rates we can secure for you based on the vehicles you're interested in here in our showroom. We work with both local and national banks and credit unions and financial institutions to find you a plan that provides a monthly car payment that you can afford.
When you do find the payment that makes sense for you financially, we'll finalize the process and get you behind the wheel of your next ride. Furthermore, with these payments, when you make them on time, and eventually work your way to paying off the loan it will help improve your credit standing.
Many Vehicle Options for Drivers with Bad Credit in Jersey City
We carry both new Ford and used car options that provide a wide range of options and price ranges. In the case of used cars, those with bad credit will often find that a pre-owned option is the best course of action as there are many different savings to be had, and that results in a lower monthly payment when you decide to finance the vehicle. We're here to guide you through the options that make sense based on what you can be approved for financially, and will point you in the right direction so you get a vehicle that will meet your needs, but also keep your payment within reason so you can pay it off.
Learn More About Your Finance Options Today
Here in our showroom and finance center serving Elizabeth and Newark along with New York City, we'd be happy to provide you with more details and help you through the finance process. Contact us and we can set up a time to meet and discuss all the different options. Your credit situation can be salvageable with us, and we'll do our best to find you a auto loan that works, and a vehicle ideal for your lifestyle.